Appraisal services for Claremore and Rogers County homeowners

The top 7 reasons OK homeowners need Stone & Stone, LLC.:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge property tax assessments
  3. To reduce your monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in Rogers County or the state of OK

Do you own a house in or near Claremore? Do you need help deciding the value of your real estate?
Contact Stone & Stone, LLC..

At Stone & Stone, LLC., we understand the individual needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Stone & Stone, LLC., are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value estimation than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping people just like you dismiss unwanted PMI insurance.

Challenge Tax Assessment

If you live in a region that is declining or not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Stone & Stone, LLC. is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your property is near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. An efficient appraisal from Stone & Stone, LLC. can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for preciseness? Stone & Stone, LLC. offers field reviews where we go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.